What is an AI credit?
AI credits pay for newly generated answers when you ask questions about filings or companies. An answer costs 1–7 credits depending on the selected model and research scope; the cost is shown before you run it. Ordinary filing searches and revisiting cached answers do not spend AI credits.
Do I have to pay to search SEC filings?
No. You can search filings and company information on Free without using AI credits. Free has limits on AI answers, CSV exports, saved model workbooks, and watchlists.
What is a saved model workbook?
A reusable workbook in EightK for organizing financial data and building historical company models. You can save one on Free or as many as you need on Student and Individual.
Can I buy more AI credits?
Yes. Paid subscribers can buy additional credits from Billing: 1,000 for $15, 5,000 for $50, or 15,000 for $125. Purchased credits expire after 12 months.
What is MCP, and do I need it?
MCP lets a compatible external AI assistant retrieve EightK’s filing data. It is optional, costs $5/month or $60/year, and includes 1,000 retrieval calls per month for one connected client. It does not run EightK’s AI-answer models. Paid subscribers can add MCP in Billing after subscribing.
Are all earnings-call transcripts included?
No. Transcript coverage varies by company, date, and data provider. Some calls can require a separate transcript-provider entitlement even when you have a paid EightK subscription.
How does the 30-day trial work?
Eligible new subscribers can try a paid plan for 30 days. A payment method is collected at checkout; the subscription renews at the selected price and billing interval unless canceled. Promotions may offer different terms, which are shown at checkout.
Can I switch or cancel?
Manage your subscription and payment details in Billing & Usage. Annual plans are billed in full for the year; monthly plans renew monthly.